No one complains about Wall Street profitability when these investment banking and money management firms produce extraordinary returns for their family retirement and investment portfolios; when they partner with commercial and community banks to facilitate attractive loan packages for the mortgages, personal loans, and student loans that allow us to purchase dream homes, cars, take vacations, and finance college education; when they underwrite stock and bond offerings which allow our favorite retailers and grocery stores to be in practically every community across America; when they provide lines of credit and other financing for airlines to expand routes to new and popular destinations that meet our travel and leisure demands; when venture capitalists and investment bankers finance corporate acquisitions and expansions which enable entrepreneurs to realize their dreams and aspirations and small- and medium-sized businesses to increase their market penetration domestically and globally; or when they pad politicians pockets at fundraisers, speaking engagements, and all kinds of social outings and sponsored overseas trips. Wall Street firms did not write the initial loans on the houses that consumers could not afford; they more likely purchased bundles of these risky loans from the primary lender or a group of lenders in the secondary market. The primary lenders are the real culprits because they misled and bamboozled consumers. Wall Street simply does what it does.